TransUnion Credit Report Disputes Settlement: $23M
Received a “502 Letter” After Disputing a Hard Inquiry? You May Qualify.
Did TransUnion send you a 502 Letter after a credit dispute?
Stay Informed and Get Involved! Browse our list of Class Action Lawsuits and Open Class Action Settlements or our Data Breach Lawsuits you may be able to join!
Claim Form
Click Here to Submit a ClaimWho's eligible?
Consumers in the U.S. or its territories who received a “502 Letter” from TransUnion in response to a written dispute of a credit inquiry between Dec. 5, 2016, and Jan. 31, 2025.
Proof of Purchase
Not required for the base payment. For a higher payment, you must submit a valid claim form.
Settlement At a Glance
Settlement Amount
Up to $160
Claim Form Deadline
06/24/2025
Exclusion Deadline (Opt-Out)
06/24/2025
Final Approval Hearing
07/21/2025
Additional Information
TransUnion agreed to pay $23 million to settle claims that it failed to properly investigate disputed “hard inquiries” on credit reports. The lawsuit accuses TransUnion of ignoring Fair Credit Reporting Act requirements by not contacting the companies that requested credit reports, and by continuing to report disputed inquiries.
Around 485,000 people received a “502 Letter” from TransUnion after submitting a written dispute. These consumers are eligible for settlement benefits.
Although TransUnion denies wrongdoing, it will pay affected consumers and revise how it handles these disputes.
What You Can Claim
No claim form is required to receive a base payment of $20 to $30. Class members who experienced additional harm may qualify for more. Those individuals can file a claim for an enhanced payment up to $160, depending on how many valid claims are submitted.
Think you might have a case? If you believe you've been affected by a similar situation, browse our list of Class Action Lawsuits and Open Class Action Settlements you may be able to join!
Stay Informed
Class Action Settlement Website:
https://www.transuniondisputeclassaction.com/Claims Administrator:
P.O. Box 23489
Jacksonville, FL 32241
800-657-1189
Legal Representation
Case Name:
Class Counsel:
John Soumilas
Lauren KW Brennan
Jordan Sartell
FRANCIS MAILMAN SOUMILAS P.C.
Cary L. Flitter
Andrew M. Milz
Jody T. López-Jacobs
Edward M. Flitter
FLITTER MILZ PC
Defense Counsel:
Samantha L. Southall
Mark A. Kasten
BUCHANAN INGERSOLL & ROONEY P.C.
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