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Were your medical expense benefits limited under a Minnesota Farmers auto policy?
Stay Informed and Get Involved! Browse our list of Class Action Lawsuits and Open Class Action Settlements or our Data Breach Lawsuits you may be able to join!
Minnesota residents or entities that bought or renewed a Farmers Insurance Exchange, Illinois Farmers Insurance Co., Truck Insurance Exchange, or Mid-Century Insurance Co. auto policy between Jan. 17, 2013, and Sept. 13, 2023. The policy must have included medical expense benefits under Minnesota’s No-Fault Act.
No proof of purchase is required to file a claim.
Settlement Amount
TBD
Claim Form Deadline
06/20/2025
Exclusion Deadline (Opt-Out)
06/20/2025
Final Approval Hearing
08/19/2025
Farmers Insurance agreed to pay $1.95 million to settle a class action lawsuit accusing the company of violating Minnesota consumer protection laws. Plaintiffs say Farmers made secret agreements with certain healthcare providers that blocked policyholders from using their full benefits at the provider of their choice.
The lawsuit cited violations of the Minnesota Consumer Fraud Act and Deceptive Trade Practices Act. While Farmers did not admit to wrongdoing, it agreed to resolve the claims with a settlement.
As part of the settlement, Farmers also agreed to start disclosing these provider agreements—known as “No-Bill Agreements”—to the Minnesota Department of Commerce and include similar disclosures for any future agreements that may limit provider access.
Eligible policyholders will receive a cash payment. The amount of each payment will depend on how much the individual or entity paid in premiums for qualifying coverage during the class period.
Payouts will come from a $1.95 million fund and will be distributed on a proportional basis to all valid claimants.
Think you might have a case? If you believe you've been affected by a similar situation, browse our list of Class Action Lawsuits and Open Class Action Settlements you may be able to join!
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