Farmers Insurance Settlement (Minnesota): $1.95M

Minnesota residents or entities that bought or renewed a Farmers Insurance Exchange, Illinois Farmers Insurance Co., Truck Insurance Exchange, or Mid-Century Insurance Co. auto policy between Jan. 17, 2013, and Sept. 13, 2023. The policy must have included medical expense benefits under Minnesota’s No-Fault Act.

No proof of purchase is required to file a claim.

Farmers Insurance agreed to pay $1.95 million to settle a class action lawsuit accusing the company of violating Minnesota consumer protection laws. Plaintiffs say Farmers made secret agreements with certain healthcare providers that blocked policyholders from using their full benefits at the provider of their choice.

The lawsuit cited violations of the Minnesota Consumer Fraud Act and Deceptive Trade Practices Act. While Farmers did not admit to wrongdoing, it agreed to resolve the claims with a settlement.

As part of the settlement, Farmers also agreed to start disclosing these provider agreements—known as “No-Bill Agreements”—to the Minnesota Department of Commerce and include similar disclosures for any future agreements that may limit provider access.

What You Can Claim

Eligible policyholders will receive a cash payment. The amount of each payment will depend on how much the individual or entity paid in premiums for qualifying coverage during the class period.

Payouts will come from a $1.95 million fund and will be distributed on a proportional basis to all valid claimants.