$8.82M State Farm UMPD Washington Settlement

Washington State Farm UMPD policyholders who received payment for vehicle property damage from accidents between Jan. 13, 2019, and Feb. 27, 2026, where repair estimates totaled at least $1,000, the vehicle was no more than six years old with fewer than 90,000 miles, and suffered structural or body damage.

None required.

About This Settlement

A class action lawsuit alleged that State Farm Mutual Automobile Insurance Co. failed to fully pay Washington policyholders for the alleged diminished value of their vehicles under their underinsured motorist property damage (UMPD) coverage, in breach of its automobile insurance contracts. State Farm has not admitted any wrongdoing but agreed to pay $8.82 million to resolve these claims. This page is for informational purposes only and does not constitute legal advice.

Who Qualifies

• You may be eligible to participate in this settlement if you meet all of the following criteria:
• You were insured under a State Farm Mutual Automobile Insurance policy in Washington state
• You received payment under your UMPD coverage for property damage to your insured vehicle
• Your accident occurred between January 13, 2019, and February 27, 2026
• Your vehicle repair estimate, including any supplements, totaled at least $1,000
• Your vehicle was no more than six years old (model year plus five years) at the time of the accident
• Your vehicle had fewer than 90,000 miles on it at the time of the accident
• Your vehicle suffered structural (frame) damage, deformed sheet metal, and/or required body or paint work
• You are NOT eligible if any of the following apply:
• Your claim involved a leased vehicle
• Your vehicle was declared a total loss
• Your accident occurred outside the class period (January 13, 2019 – February 27, 2026)

What You May Receive

Eligible class members who submit a valid claim form may receive an estimated average payment of approximately $625. Your actual payment will be calculated as a pro rata share of the net settlement fund, based on your vehicle repair costs relative to the total repair costs of all class members. Payments may be reduced by the amount of any diminished value payment you previously received from State Farm. If you had more than one qualifying accident, you may receive a separate payment for each qualifying accident by submitting a separate claim form for each. Actual payment amounts are not guaranteed and will depend on the total number of valid claims submitted.

How to File a Claim

1. Visit the official settlement website at WashingtonUMPDSettlement.com.
2. Locate and complete the official claim form. If you had more than one qualifying accident during the class period, you must complete and submit a separate claim form for each accident.
3. Gather any documentation you may need to support your claim, such as records of your UMPD coverage, repair estimates, and accident details. [Contact settlement administrator for specific documentation requirements.]
4. Submit your completed claim form(s) by the claim deadline of December 14, 2026. Late submissions may not be accepted.

Case Details

Settlement: State Farm UMPD Washington Class Action Settlement
Claim Deadline: December 14, 2026
Settlement Website: WashingtonUMPDSettlement.com