$100M Equifax FCRA Violations Settlement

U.S. residents whose credit scores or credit attributes, as identified in the OMS Analysis, differed from what they would have been without the OMS issue and were reported by Equifax to a third party in connection with a class transaction are eligible.

None required.

About This Settlement

A class action lawsuit alleged that during three weeks in March and April 2022, Equifax provided inaccurate credit information about millions of Americans applying for loans, insurance, or other services from businesses that use credit information. The lawsuit alleged this inaccuracy was caused by a coding error in one of Equifax's computer systems, constituting alleged violations of the Fair Credit Reporting Act (FCRA). While Equifax denies all allegations, the company has agreed to a $100 million settlement to resolve these claims. This page is for informational purposes only and does not constitute legal advice.

Who Qualifies

• You are a U.S. resident
• Your credit scores or credit attributes, as identified in the OMS (Online Modeling System) Analysis, differed from what they would have been without the alleged OMS coding error
• Your affected credit information was reported by Equifax to a third party in connection with a class transaction
• The credit report at issue was generated during the three-week period in March and April 2022 when the alleged coding error occurred
• Note: Eligibility is determined by the OMS Analysis — contact the settlement administrator at EquifaxFairCreditReportingSettlement.com if you are unsure whether you qualify

What You May Receive

If you are a valid class member, you may receive an estimated $95 to $280. Payments will be distributed on a pro rata basis from the net settlement fund after court-approved fees, expenses, and administration costs are deducted. The actual payment amount may be higher or lower depending on the total number of valid claims submitted. No specific payout amount is guaranteed.

How to File a Claim

1. Visit the official settlement website at EquifaxFairCreditReportingSettlement.com to access the claim form and confirm your eligibility
2. Complete the claim form with all required personal and claim-related information as directed on the settlement website
3. Provide any required documentation or verification as specified by the settlement administrator — [Contact settlement administrator for details on required proof]
4. Submit your completed claim form by the deadline of December 28, 2026. Late claims may not be accepted

Case Details

Settlement: $100M Equifax FCRA Violations Class Action Settlement
Claim Deadline: December 28, 2026
Opt-Out / Objection Deadline: November 27, 2026
Final Approval Hearing: January 22, 2027
Settlement Website: EquifaxFairCreditReportingSettlement.com